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Journeys : Dec10 Jan11
December 2010 / January 2011 35 Taking care of your boat. One of the great Tasmanian pastimes is boating, and summer is the peak boating season. Most boats in Tasmania fall into the ‘tinny’ category: small aluminium boats that are towed from home on trailers and launched at one of the many boat ramps around the State. RACT Insurance is a major insurer of boats in Tasmania, and our claims experience shows that boating safety doesn’t begin once you leave the ramp and head out onto the water. It actually begins at home. Data from RACT Insurance show that many boaters come to grief in their own backyard, or on the way to a boat ramp. “60% of our boat portfolio is made up of small runabouts,” said Trent Sayers, Chief Executive of RACT Insurance, “and over 30% of our claims are for incidents that actually occur on land.” Trailers seem to be at the heart of the boaties’ problems on land. Claims received by RACT Insurance regularly involve boats that have been damaged while being loaded or unloaded onto a trailer. Other claims involve damage while the trailer is being towed, either to or from a boat ramp, or at the boat ramp itself. Quite common incidents include engine propellers dragging on the road on the back of a trailer. RACT Insurance claims data even include boats partially or fully coming adrift from their trailer while being towed, usually because they were insufficiently secured. Sometimes wheels have come off trailers or trailers have unhitched from the car. The advice from RACT Insurance is to load and unload boats carefully, make sure they are properly secured and make sure the trailer is well maintained. RACT Insurance also reminds boat owners to be cautious of theft. Leaving a dinghy on a trailer outside the shack overnight, with the outboard engine attached, is a tempting offer for an opportunistic thief. If your boat is kept on a mooring, don’t leave valuable equipment on board. Safety flares, depth sounders, GPS plotters, life jackets and other expensive equipment should be taken home, and if you’re storing your tinny away, remove the engine and put it somewhere secure. Have a safe and enjoyable boating season. RACT Insurance is proud to be a sponsor of the Hook, Line & Sinker fishing forums. 0573_MNews_DecJan.indd 2 4/11/10 3:21 PM
Oct Nov 2010
Feb March 2011